Digital Lending Platform
Solution architect for a Central-Bank-regulated consumer-lending platform — architecture to OpenShift delivery.
- Role
- Solution architect & full-stack lead
- Client
- Regulated retail bank (anonymized)
- Year
- 2026
- Lane
- Enterprise Architecture
The problem
A retail bank was launching in-house digital consumer lending with no origination platform. It had to integrate a country's entire regulated financial fabric — credit bureau, government ID verification, eKYC, core banking, AI risk scoring — under maker–checker controls, full auditability, and bilingual (Arabic-RTL / English) delivery across mobile, web, and a staff back-office.
What I built
I owned the solution architecture (decision records and diagrams verified against live code, Kubernetes, and pipelines) and led the build: a Java 21 loan-origination system with 10 domain modules, 73 endpoints, dual security chains, six-role RBAC, and AOP audit + PII masking; an Angular 21 zoneless back-office; a customer web channel; two design systems (a golden-tested Flutter library and an Angular component library); and OpenShift + ArgoCD GitOps across 9+ environments.
Outcome
A regulated, auditable, bilingual application-to-funded-loan platform delivered to UAT — with architecture docs that de-risked production hardening ahead of go-live.